Charlotte · Charlotte, NC
7128 Toxaway Lane
Charlotte, NC · 2,507 sqft
$440,000
- 3Beds
- 2.5Baths
- 2,507SqFt
- 2013Year
About this home
Welcome home to a beautifully designed Charleston-style home in the sought-after Hubbard Falls community of North Charlotte. This spacious 3-bedroom, 2.5-bath home offers thoughtfully designed living space with timeless curb appeal and modern upgrades throughout. Featuring an open-concept layout, the main level includes formal living and dining areas, a bright family room with fireplace, and a stylish kitchen complete with granite countertops, stainless steel appliances, gas range, center island, and generous breakfast area. Upstairs, you’ll find a versatile loft space, spacious secondary bedrooms, convenient second-floor laundry, and a luxurious owner’s retreat with dual walk-in closets, garden tub, and separate shower.
Enjoy relaxing mornings on the charming upper-level balcony or entertain guests on the backyard patio. The attached tandem 3-car garage provides exceptional storage and flexibility. Conveniently located just minutes from Uptown Charlotte, UNC Charlotte, shopping, dining, parks, and major interstates, this home combines comfort, space, and accessibility in one exceptional package.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,507
- Lot
- —
- Year built
- 2013
- Type
- Single Family
- Garage
- 3
- Heating
- Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,238/ month
- Principal & interest
- $2,725
- Property tax (~1.05%)
- $385
- Homeowners insurance
- $128
- HOA dues
- —
Down payment
$22,000 down · $418,000 financed
Income to qualify (28% rule)
~$138,787 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


