Skip to content
John KurtzNational Real Estate

View all 29 photos →

Charlotte · Charlotte, NC

7128 Toxaway Lane

Charlotte, NC · 2,507 sqft

$440,000

  • 3Beds
  • 2.5Baths
  • 2,507SqFt
  • 2013Year

About this home

Welcome home to a beautifully designed Charleston-style home in the sought-after Hubbard Falls community of North Charlotte. This spacious 3-bedroom, 2.5-bath home offers thoughtfully designed living space with timeless curb appeal and modern upgrades throughout. Featuring an open-concept layout, the main level includes formal living and dining areas, a bright family room with fireplace, and a stylish kitchen complete with granite countertops, stainless steel appliances, gas range, center island, and generous breakfast area. Upstairs, you’ll find a versatile loft space, spacious secondary bedrooms, convenient second-floor laundry, and a luxurious owner’s retreat with dual walk-in closets, garden tub, and separate shower.

Enjoy relaxing mornings on the charming upper-level balcony or entertain guests on the backyard patio. The attached tandem 3-car garage provides exceptional storage and flexibility. Conveniently located just minutes from Uptown Charlotte, UNC Charlotte, shopping, dining, parks, and major interstates, this home combines comfort, space, and accessibility in one exceptional package.

Property details

Beds
3
Baths
2.5
SqFt
2,507
Lot
Year built
2013
Type
Single Family
Garage
3
Heating
Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,238/ month

Principal & interest
$2,725
Property tax (~1.05%)
$385
Homeowners insurance
$128
HOA dues

Down payment

$22,000 down · $418,000 financed

Income to qualify (28% rule)

~$138,787 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.