Lenoir · Lenoir, NC
713 Prospect Street NW
Lenoir, NC · 946 sqft
$169,900
Reduced from $179,900
- 3Beds
- 1Baths
- 946SqFt
- 1948Year
- 43Days on market
About this home
This delightful cottage blends warmth, character, and convenience into one inviting home. Rich wood floors run throughout, creating a timeless foundation, while the bedroom’s wood ceiling adds a touch of rustic charm that feels both cozy and distinctive. With three bedrooms and one bathroom, the layout offers flexibility for comfortable living, whether you're settling in or creating a welcoming retreat for guests.
Ideally situated just minutes from shopping, dining, and the heart of Lenoir, this home makes everyday living easy and accessible while still offering a sense of quiet escape. Connected to city water and sewer, with reliable power from Duke Energy, you’ll enjoy modern conveniences alongside classic cottage appeal.
Full of charm and perfectly placed, this is the kind of home that feels like a storybook beginning.New HVAC 2026 .Roof 2020.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 946
- Lot
- —
- Year built
- 1948
- Type
- Single Family
- Days on market
- 43
- Style
- Ranch
- Heating
- Central
- Cooling
- Electric
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,250/ month
- Principal & interest
- $1,052
- Property tax (~1.05%)
- $148
- Homeowners insurance
- $49
- HOA dues
- —
Down payment
$8,495 down · $161,405 financed
Income to qualify (28% rule)
~$53,590 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.