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John KurtzNational Real Estate

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Shelby · Shelby, NC

718 Live Oak Street

Shelby, NC · 1,591 sqft

$129,000

  • 3Beds
  • 2Baths
  • 1,591SqFt
  • 1925Year
  • 11Days on market

About this home

Location, location, location! Affordable home in a great location of Shelby! This home is located within a couple of miles of downtown Shelby and highway 74 offering many options for dining and shopping. Shelby High School is less than a mile! There are a lot of new developments that are happening in the area. This home was rehabilitated by Habitat for Humanity in 2004 / 2005 and then enjoyed by the seller and family for 20+ years. Now it is time for another family to come in and add some love and TLC to make it a home for their family. No carpet and the wood floors appear to be in good condition. A nice, large yard and a quiet, tree lined street makes for a lovely setting. Partially fenced back yard with a storage building that remains.

Back on the market, no fault of the seller, the buyer could not obtain a mortgage loan.

Property details

Beds
3
Baths
2
SqFt
1,591
Lot
Year built
1925
Type
Single Family
Days on market
11
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$949/ month

Principal & interest
$798
Property tax (~1.05%)
$112
Homeowners insurance
$37
HOA dues

Down payment

$6,450 down · $122,550 financed

Income to qualify (28% rule)

~$40,690 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.