Spruce Pine · Spruce Pine, NC
72 Ridgetop Lane
Spruce Pine, NC · 2,786 sqft
$499,000
- 4Beds
- 3Baths
- 2,786SqFt
- 1975Year
- 1Days on market
About this home
Beautiful home in Spruce Pine on 5.79 rolling acres! Perfectly placed with mountains peaking thru the trees. Private location with no restrictions. Covered back porch overlooking a gently rolling field + an acre of flat property that would be great for a large workshop, detached garage or for a second home! Main level living with a spacious family room, formal dining room & cozy kitchen. Three large bedrooms + two full baths. Porch off primary bedroom has a large hot tub perfect. Lower level basement has interior and exterior access, a large family room, full bathroom with washer/ dryer, a large walk in pantry, a large bedroom currently used as storage + a single car garage / workshop. Schedule a private showing to see this lovely mountain home!
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,786
- Lot
- —
- Year built
- 1975
- Type
- Single Family
- Days on market
- 1
- Garage
- 4
- Style
- Ranch
- Heating
- Electric, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
Features
- Hot Tub
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,672/ month
- Principal & interest
- $3,090
- Property tax (~1.05%)
- $436
- Homeowners insurance
- $145
- HOA dues
- —
Down payment
$24,950 down · $474,050 financed
Income to qualify (28% rule)
~$157,398 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.