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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

7202 Toxaway Lane

Charlotte, NC · 2,801 sqft

$475,000

  • 4Beds
  • 3.5Baths
  • 2,801SqFt
  • 2012Year

About this home

Welcome to 7202 Toxaway Lane, a thoughtfully designed home that adapts beautifully to real life.

Ideal for multigenerational living and modern lifestyles, this 4-bedroom, 3.5-bath home offers the flexibility, privacy, and functional separation today’s buyers are searching for. The layout was intentionally designed to create comfortable gathering spaces while still providing dedicated areas for work, guests, relaxation, and everyday living.

The updated main level features a modern feel with an open flow between the kitchen, dining and living areas that keeps the household connected without feeling crowded. Fresh paint throughout gives the home a clean, move-in-ready feel with plenty of room to personalize on your own timeline.

A private downstairs guest and in-law suite adds a level of flexibility that's rare at this price point. Complete with an accessible bedroom and full bath featuring a zero-curb shower entry, wide doorways, and lever handles, the suite was thoughtfully designed to provide independence and comfort. Whether you’re working remotely, hosting guests, managing a busy household, or adapting to changing needs over time, this home delivers comfort without compromise.

Upstairs, the oversized primary suite offers a peaceful retreat with dual closets and generous space to unwind. Large secondary bedrooms and a versatile loft create additional room for a media space, homework zone, playroom, or second living area.

Outside, the fenced backyard creates a private setting for pets, gatherings, gardening, or simply relaxing after a long day. Combined with the low HOA and a location that keeps commuting and daily errands simple, this home offers the balance of comfort, practicality, and long-term livability that’s becoming increasingly difficult to find.

If you’ve been searching for a move-in-ready home with flexible living space, a home office setup, multigenerational potential, spacious bedrooms, and easy access to everyday essentials...7202 Toxaway Lane was designed with real families and real life in mind.

Property details

Beds
4
Baths
3.5
SqFt
2,801
Lot
Year built
2012
Type
Single Family
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile
HOA dues
$264 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Entrance Foyer
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,517/ month

Principal & interest
$2,941
Property tax (~1.05%)
$415
Homeowners insurance
$138
HOA dues
$22

Down payment

$23,750 down · $451,250 financed

Income to qualify (28% rule)

~$150,770 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.