Charlotte · Charlotte, NC
7206 Rock Island Road
Charlotte, NC · 2,054 sqft
$440,000
- 4Beds
- 2.5Baths
- 2,054SqFt
- 1998Year
- 1Days on market
About this home
Move-in ready ranch in the quiet, walkable, and highly sought after community of Windward Cove, just one mile from Lake Wylie. This meticulously clean and well-maintained home features an open floor plan with bamboo flooring, clean white paint throughout, vaulted ceilings, and a flexible layout that includes a converted garage offering a fourth bedroom and flex room ideal for an office, playroom, or hobby space. Permits were pulled. The converted space is attached while in its own area of the home. It would be great to be used as a separate space for parents, a roommate or anyone who needs their own entrance. Step outside to your private backyard oasis with a beautiful saltwater pool, established landscaping, and a fully fenced yard—perfect for relaxing or entertaining. Windward Cove offers residents a community boat ramp and picnic area, making it easy to enjoy boating, kayaking, and fishing on Lake Wylie. Conveniently located in the Steele Creek area off Shopton Road just minutes from the Whitewater Center, Charlotte Premium Outlets, Carowinds, dining, shopping, I-485, and Charlotte Douglas International Airport. Come see it while it lasts!
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,054
- Lot
- —
- Year built
- 1998
- Type
- Single Family
- Days on market
- 1
- Style
- Ranch
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Bamboo, Carpet, Tile
- HOA dues
- $150 / qtr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,288/ month
- Principal & interest
- $2,725
- Property tax (~1.05%)
- $385
- Homeowners insurance
- $128
- HOA dues
- $50
Down payment
$22,000 down · $418,000 financed
Income to qualify (28% rule)
~$140,930 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


