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John KurtzCharlotte · NC

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Stony Point · Stony Point, NC

776 Smith Farm Road

Stony Point, NC · 3,439 sqft

$475,000

Reduced from $499,900

  • 4Beds
  • 3Baths
  • 3,439SqFt
  • 1972Year
  • 60Days on market

About this home

Beautiful all-brick ranch home featuring 4 bedrooms and 3 full baths situated on a spacious 1-acre lot. This home offers incredible storage throughout, a 2-car garage, and a private in-ground pool perfect for relaxing or entertaining. The gourmet kitchen is designed for both everyday living and entertaining with large granite countertops, an oversized island, stainless steel appliances, abundant cabinetry, and hidden storage drawers. Enjoy outdoor living with a large deck overlooking the in-ground pool, ideal for gatherings and summer cookouts. Inside, the home features two gas fireplaces creating warm and inviting living spaces. The finished basement provides additional flexible living space including a second kitchen, office, family room, and two bonus rooms. Additional features include solar panels for extremely low energy costs and a whole-house generator for added peace of mind. A spacious property with versatile living space, energy efficiency, and excellent indoor and outdoor entertaining areas.

Property details

Beds
4
Baths
3
SqFt
3,439
Lot
Year built
1972
Type
Single Family
Days on market
60
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Tile, Wood

Features

  • Kitchen Island

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,495/ month

Principal & interest
$2,941
Property tax (~1.05%)
$415
Homeowners insurance
$138
HOA dues

Down payment

$23,750 down · $451,250 financed

Income to qualify (28% rule)

~$149,827 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.