Spencer · Spencer, NC
801 4th Street
Spencer, NC · 1,478 sqft
$199,900
- 3Beds
- 1Baths
- 1,478SqFt
- 1928Year
- 50 x 194Lot
- 1Days on market
About this home
Estate sale being sold as-is. This classic brick home offers character, charm, and an opportunity to make it your own. Features include hardwood floors throughout most of the home, beautiful wood trim, an enclosed front porch, rear deck, mature trees, and a fenced backyard. Additional features include a detached 2-car garage with storage area, basement storage space, and laundry connections on both the main level and in the basement. Enjoy a convenient location near Downtown Spencer, Spencer Town Park, the North Carolina Transportation Museum, and the shops, restaurants, and amenities of Downtown Salisbury.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,478
- Lot
- 50 x 194
- Year built
- 1928
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Ductless
- Cooling
- Ductless
- Foundation
- Basement
- Flooring
- Carpet, Vinyl, Wood
- View
- City
Features
- Attic Stairs Fixed
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,471/ month
- Principal & interest
- $1,238
- Property tax (~1.05%)
- $174
- Homeowners insurance
- $58
- HOA dues
- —
Down payment
$9,995 down · $189,905 financed
Income to qualify (28% rule)
~$63,053 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.