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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

809 Elaine Drive

Albemarle, NC · 1,607 sqft

$345,000

  • 3Beds
  • 2Baths
  • 1,607SqFt
  • 1970Year
  • 1Days on market

About this home

Looking for a beautiful brick home in the highly sought-after North Stanly School District? This well-maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, functionality, and outdoor space. Inside, you'll find a practical floor plan designed for everyday living, while outside you'll enjoy a fenced backyard with multiple storage buildings and plenty of room for pets, gardening, entertaining, or simply relaxing.

The property offers abundant parking with both an attached carport and an additional detached carport, making it ideal for extra vehicles, recreational equipment, or hobbyists needing covered space. The level yard provides endless possibilities and adds to the home's overall appeal.

Nestled on a quiet street, this property offers the peaceful feel of country living while remaining convenient to schools, shopping, dining, and other local amenities. Whether you're looking for your first home, downsizing, or simply searching for a move-in-ready property in a desirable location, this North Stanly gem is one you won't want to miss.

Property details

Beds
3
Baths
2
SqFt
1,607
Lot
Year built
1970
Type
Single Family
Days on market
1
Heating
Heat Pump, Propane
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,539/ month

Principal & interest
$2,136
Property tax (~1.05%)
$301
Homeowners insurance
$100
HOA dues

Down payment

$17,250 down · $327,750 financed

Income to qualify (28% rule)

~$108,822 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.