Albemarle · Albemarle, NC
812 N 4th Street
Albemarle, NC · 1,106 sqft
$199,900
- 2Beds
- 1Baths
- 1,106SqFt
- 1910Year
- 1Days on market
About this home
Charming and move-in ready! Conveniently located near downtown Albemarle, Atrium Health Stanly, shopping, dining, and everyday conveniences. This one-level ranch home offers the perfect blend of character and comfort. Features include real heart pine wood floors, tall ceilings, fresh paint, an updated bathroom, and brand-new oven and dishwasher. Washer and dryer also convey! Enjoy your morning coffee on the covered front porch or entertain guests on the oversized concrete patio. Ample parking and access to a shared detached garage add everyday convenience. If you're looking for timeless character, modern updates, and a convenient Albemarle location, this one is a must-see!
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,106
- Lot
- —
- Year built
- 1910
- Type
- Single Family
- Days on market
- 1
- Garage
- 1
- Style
- Bungalow
- Heating
- Natural Gas
- Cooling
- Ceiling Fan(s)
- Foundation
- Crawl Space
- Flooring
- Linoleum, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,471/ month
- Principal & interest
- $1,238
- Property tax (~1.05%)
- $174
- Homeowners insurance
- $58
- HOA dues
- —
Down payment
$9,995 down · $189,905 financed
Income to qualify (28% rule)
~$63,053 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.