Skip to content
John KurtzNational Real Estate

View all 35 photos →

Concord · Concord, NC

822 Rubens Road SW

Concord, NC · 1,400 sqft

$345,000

  • 3Beds
  • 2Baths
  • 1,400SqFt
  • 1983Year

About this home

Looking for an easy-to-maintain home on more than ½ acre and a detached, air-conditioned garage with a workshop in a convenient location? Well you have found it! Situated in an HOA-free neighborhood, this property in Picture Park offers all that and so much more. The well cared for home has three bedrooms and two full baths, including the primary bedroom with walk-in closet and en suite and all with no carpeting! With its generous-sized kitchen there’s so much counter space for cooking and dining, be it at the breakfast bar or dining nook overlooking the level, fully fenced, private backyard. The carport offers great protection from the weather and is directly attached to the kitchen door and a storage room in front of it has a wall air conditioning unit. You can enjoy so many outdoor activities in the expansive yard as well. Relax in a rocker on the covered front porch or entertain on the large, back deck. Maybe play ball in the fully-fenced backyard, tend to your own flower and vegetable garden, or tinker around on your car in the air-conditioned, detached garage with workshop. An easy trip down the street to the back entrance to Frank LIske Park might also be on your daily agenda as well. The home has been very well maintained - fresh paint in 2026, new deck stairs in 2026, new ductwork installed in 2024, new water heater in 2022, LVP added in 2019, a new roof and AC in 2016, and windows, gutters, downspouts, outside vinyl replaced in 2015. And what also couldn’t be better??!! This home qualifies for the community lending program which may offer buyers up to $4500 in closing costs!!

Property details

Beds
3
Baths
2
SqFt
1,400
Lot
Year built
1983
Type
Single Family
Garage
1
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,501/ month

Principal & interest
$2,136
Property tax (~0.92%)
$264
Homeowners insurance
$100
HOA dues

Down payment

$17,250 down · $327,750 financed

Income to qualify (28% rule)

~$107,220 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.