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John KurtzCharlotte · NC

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Harrisburg · Harrisburg, NC

8348 Rocky River Road

Harrisburg, NC · 3,094 sqft

$709,000

Reduced from $787,000

  • 5Beds
  • 3.5Baths
  • 3,094SqFt
  • 2004Year
  • 99x196x98x198Lot
  • 76Days on market

About this home

For the buyer who wants space, income potential, and complete freedom — this move-in ready property checks every box. This full-brick two-story home with no HOA gives you complete freedom to use your garages, operate a workshop, and rent the apartment without restriction. It sits on a private well and 0.46 acres. The oversized driveway provides ample space to turn around completely, so you’ll never need to back out onto the road — a thoughtful detail that makes everyday coming and going effortless. Hobbyist & Car Enthusiast Paradise Car enthusiasts will love the oversized two-car attached garage plus an impressive 846 sq ft detached garage with a professional car lift — perfect for serious workspace, storage, or projects. The property also includes a charming cottage-style she-shed with board-and-batten siding and warm knotty pine interior, plus a dedicated 10x14 outdoor equipment building. Private In-Law / Guest Suite with Rental Income. Above the detached garage is a fully independent 664 sq ft studio apartment with its own private entrance, separate electric meter, wood floors, vaulted ceiling, mini-split HVAC, tankless water heater, and full bathroom. Perfect for extended family, older children, guests, or $1,100–$1,400/month in rental income (buyer to verify). Inside the Main Home (3,094 sq ft) The open great room flows seamlessly into the kitchen. A main-level flex room (currently used as a spacious home office) offers the perfect setup for a home office, hobby space, or additional main-level bedroom. The primary suite features a spa-caliber bath with full travertine tile floors and shower surround, frameless glass enclosure, soaking tub, and double granite vanity. Two full bathrooms upstairs serve the additional bedrooms, while a fully updated half bath on the main level adds character and convenience. A large bonus room adds versatility — media room, game room, or extra bedroom. Outdoor Living & Peace of Mind The fully fenced backyard is spacious, level, and beautifully maintained with an in-ground irrigation system. The crawl space is fully encapsulated with a dehumidifier and sump pump — a significant investment for lasting peace of mind. Total: 3,758 sq ft (including apartment) 0.46 acres No HOA. No restrictions. No compromises. A rare combination of space, function, flexibility, and income potential — this move-in-ready home truly stands out.

Property details

Beds
5
Baths
3.5
SqFt
3,094
Lot
99x196x98x198
Year built
2004
Type
Single Family
Days on market
76
Garage
4
Style
Transitional
Heating
Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,218/ month

Principal & interest
$4,391
Property tax (~1.05%)
$620
Homeowners insurance
$206
HOA dues

Down payment

$35,450 down · $673,550 financed

Income to qualify (28% rule)

~$223,637 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.