Spruce Pine · Spruce Pine, NC
84 English Road
Spruce Pine, NC · 1,200 sqft
$265,000
- 3Beds
- 2Baths
- 1,200SqFt
- 1960Year
- 2Days on market
About this home
Charming and well-kept 3BR/2BA home featuring hardwood floors, an updated kitchen with attractive cabinetry, spacious living and dining areas, and an attached garage offering ample storage or workshop potential. The functional floor plan provides comfortable everyday living, while large windows throughout the home bring in plenty of natural light. The manageable lot offers outdoor space without extensive upkeep, making it easy to enjoy homeownership with less maintenance. Conveniently situated on English Road, this property is just minutes from downtown Spruce Pine, restaurants, shopping, and other everyday conveniences. Offered at an attractive price point of just $265,000, this home presents an excellent opportunity for first-time buyers, those looking to downsize, or anyone seeking an affordable mountain home with easy year-round access. A great combination of value, comfort, and convenience!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,200
- Lot
- —
- Year built
- 1960
- Type
- Single Family
- Days on market
- 2
- Garage
- 1
- Style
- Ranch
- Heating
- Forced Air
- Cooling
- Heat Pump
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,950/ month
- Principal & interest
- $1,641
- Property tax (~1.05%)
- $231
- Homeowners insurance
- $77
- HOA dues
- —
Down payment
$13,250 down · $251,750 financed
Income to qualify (28% rule)
~$83,588 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.