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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

8512, 8516, 8520 Colgate Circle

Charlotte, NC · 1,098 sqft

$450,000

  • 2Beds
  • 1Baths
  • 1,098SqFt
  • 1929Year
  • 1Days on market

About this home

Charming home selling with two adjacent lots, offering a unique opportunity in the growing Charlotte region. Whether you're looking to enjoy your own share of land or explore investment opportunities, this property provides the perfect backdrop. Relax on the covered front porch, or host gatherings with ease in the spacious backyard. Inside, the home features a cozy and functional layout with 2 bedrooms and 1 full bath. Conveniently located near the U.S. National Whitewater Center and Charlotte Douglas International Airport, with easy access into Charlotte, this property combines peaceful living with city convenience. With no HOA restrictions, it’s the perfect place for homeowners seeking flexibility or investors looking to expand their portfolio.

Property details

Beds
2
Baths
1
SqFt
1,098
Lot
Year built
1929
Type
Single Family
Days on market
1
Heating
Central, Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,311/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$141,942 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.