Spruce Pine · Spruce Pine, NC
86 Jack Sullins Road
Spruce Pine, NC · 2,010 sqft
$429,000
- 5Beds
- 3Baths
- 2,010SqFt
- 1970Year
- 1Days on market
About this home
Nice 3-bedroom, 2 and 1/2 bath brick ranch style home with attached garage. This home is sitting on 1.73 acres and has an additional home on the property which can be for rental property or other family members. No restrictions on this property and it sits just outside the city limits. The main home has to many updates to list but to name a few, beautiful hardwood floors in the kitchen and family and living room area. Many updates to kitchen including a gas range, the fireplace has gas logs new in December of 2025. New windows through out the house. There is a full size basement with garage door and walk out entrance/exit it is also heated and cooled and has a half bath. The house has private well with new pump in 2024 and it has city sewer. The smaller house has a private well with a new well pump in 2025 and has a private septic. This house needs to be updated but can be a nice second home.
Property details
- Beds
- 5
- Baths
- 3
- SqFt
- 2,010
- Lot
- —
- Year built
- 1970
- Type
- Single Family
- Days on market
- 1
- Garage
- 1
- Heating
- Central, Forced Air, Oil, Propane
- Cooling
- Central Air, Electric
- Foundation
- Basement
Features
- Fence
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,157/ month
- Principal & interest
- $2,656
- Property tax (~1.05%)
- $375
- Homeowners insurance
- $125
- HOA dues
- —
Down payment
$21,450 down · $407,550 financed
Income to qualify (28% rule)
~$135,318 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.