Mooresville · Mooresville, NC
92 Spencer Avenue
Mooresville, NC · 1,180 sqft
$275,000
- 3Beds
- 1Baths
- 1,180SqFt
- 1941Year
- 59x123Lot
- 13Days on market
About this home
Back on the market and refreshed for its next owner! This charming 3-bedroom home is the perfect opportunity for first-time buyers seeking an affordable, move-in ready home in the highly desirable Mooresville area. Recent improvements include fresh paint throughout, updated kitchen cabinetry, new flooring, stylish fixtures, and extensive interior updates that create a bright, welcoming atmosphere from the moment you step inside.
Enjoy the character of an established home paired with valuable modern updates, including an HVAC system approximately five years old for added peace of mind. The functional floor plan offers comfortable living spaces, abundant natural light, and flexibility to fit your lifestyle.
Conveniently located just minutes from downtown Mooresville, shopping, dining, parks, schools, and major commuter routes, this home combines affordability, convenience, and exceptional value. With no HOA and a price point that's becoming increasingly rare in today's market, this is an excellent opportunity to start building equity instead of paying rent.
The seller has recently invested significant time and expense into updating and refreshing the home, creating a move-in ready opportunity for the next owner to enjoy. The property is being sold as-is, and the seller is not planning any additional improvements or repairs. Seller has never occupied the property and is not aware of any known material issues with the home.
Don't miss your chance to make homeownership a reality in one of the area's most sought-after locations!
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,180
- Lot
- 59x123
- Year built
- 1941
- Type
- Single Family
- Days on market
- 13
- Style
- Cottage
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,023/ month
- Principal & interest
- $1,703
- Property tax (~1.05%)
- $240
- Homeowners insurance
- $80
- HOA dues
- —
Down payment
$13,750 down · $261,250 financed
Income to qualify (28% rule)
~$86,742 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.