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John KurtzCharlotte · NC

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Mooresville · Mooresville, NC

92 Spencer Avenue

Mooresville, NC · 1,180 sqft

$275,000

  • 3Beds
  • 1Baths
  • 1,180SqFt
  • 1941Year
  • 59x123Lot
  • 13Days on market

About this home

Back on the market and refreshed for its next owner! This charming 3-bedroom home is the perfect opportunity for first-time buyers seeking an affordable, move-in ready home in the highly desirable Mooresville area. Recent improvements include fresh paint throughout, updated kitchen cabinetry, new flooring, stylish fixtures, and extensive interior updates that create a bright, welcoming atmosphere from the moment you step inside.

Enjoy the character of an established home paired with valuable modern updates, including an HVAC system approximately five years old for added peace of mind. The functional floor plan offers comfortable living spaces, abundant natural light, and flexibility to fit your lifestyle.

Conveniently located just minutes from downtown Mooresville, shopping, dining, parks, schools, and major commuter routes, this home combines affordability, convenience, and exceptional value. With no HOA and a price point that's becoming increasingly rare in today's market, this is an excellent opportunity to start building equity instead of paying rent.

The seller has recently invested significant time and expense into updating and refreshing the home, creating a move-in ready opportunity for the next owner to enjoy. The property is being sold as-is, and the seller is not planning any additional improvements or repairs. Seller has never occupied the property and is not aware of any known material issues with the home.

Don't miss your chance to make homeownership a reality in one of the area's most sought-after locations!

Property details

Beds
3
Baths
1
SqFt
1,180
Lot
59x123
Year built
1941
Type
Single Family
Days on market
13
Style
Cottage
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,023/ month

Principal & interest
$1,703
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$86,742 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.