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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

9418 Split Rail Lane

Charlotte, NC · 1,428 sqft

$375,000

  • 4Beds
  • 2Baths
  • 1,428SqFt
  • 1976Year

About this home

Opportunities like this are hard to come by! This completely renovated 4 bed, 2 bath home offers turnkey living on a private, fenced lot with NO HOA or restrictions. Featuring over 1,400 square feet, this home has been thoughtfully updated with fresh paint, LVP flooring, elevated kitchen finishes & modern touches throughout. Upon entry, you’re welcomed by an inviting open-concept layout where the family room & kitchen flow seamlessly. The living room is centered around a cozy brick, wood-burning fireplace, adding character & charm to the heart of the home. The bright, white, modernized kitchen features quartz countertops, a sleek tile backsplash, stainless steel appliances, updated hardware & rich walnut bar seating—perfect for everyday living & easy entertaining. Primary suite feels bright & spacious, conveniently located steps across the hall from a beautifully updated full bath with a tub & tile shower surround. Three generously sized secondary bedrooms are split between the first & second floor. The 4th bedroom can also function as a bonus space, large enough for a pool table, movie room, home office, or other flex space to fit your family’s needs—the options are endless! Living space extends outdoors to a spacious, newly constructed & stained rear deck overlooking the large ~0.3-acre lot. With a partial privacy fence already installed, the backyard is ideal for relaxing & enjoying North Carolina weather year-round. The 238 SF storage shed with electricity provides valuable extra space & could even be used as a workshop or home gym! Located on the Mint Hill side of Charlotte with convenient access to I-485 & Hwy 74. Just 20 minutes to Uptown Charlotte & downtown Matthews, where you’ll find shopping, dining & endless entertainment. For the buyer looking for a quiet setting, modern finishes & a location that doesn’t sacrifice convenience—this one truly hits the mark! HUGE BUYER INCENTIVE: This property qualifies for 100% financing, no PMI, a $5,000 grant toward closing costs & $5,000 toward down payment assistance. Contact listing agent for details.

Property details

Beds
4
Baths
2
SqFt
1,428
Lot
Year built
1976
Type
Single Family
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab

Features

  • Attic Other
  • Kitchen Island
  • Pantry
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,759/ month

Principal & interest
$2,322
Property tax (~1.05%)
$328
Homeowners insurance
$109
HOA dues

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$118,285 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.