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John KurtzNational Real Estate

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Whittier · Whittier, NC

98 Choga Ridge

Whittier, NC · 2,404 sqft

$499,900

Reduced from $599,000

  • 3Beds
  • 2.5Baths
  • 2,404SqFt
  • 2000Year
  • 326Days on market

About this home

Discover this inviting 3-bedroom, 2.5-bathroom home nestled on a private 1.46-acre lot in the desirable Indian Hills Est neighborhood. The residence offers approximately 2,453 square feet of comfortable living space, featuring a gable roof with asphalt shingles, durable frame construction with wood shingle accents, and a cozy wood-burning fireplace. Situated on a paved, private road with scenic views, this home provides a peaceful setting with well and septic utilities. Built with quality materials and in an outstanding location, making it an excellent choice for those seeking privacy, natural beauty, and a welcoming place to call home. The home is approximately one mile from the casino and other amenities in Cherokee. With the proximity to Cherokee and the casino this property would be perfect for a short term rental.

Property details

Beds
3
Baths
2.5
SqFt
2,404
Lot
Year built
2000
Type
Single Family
Days on market
326
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,679/ month

Principal & interest
$3,096
Property tax (~1.05%)
$437
Homeowners insurance
$145
HOA dues

Down payment

$24,995 down · $474,905 financed

Income to qualify (28% rule)

~$157,681 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.