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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

9915 Nicole Lane

Charlotte, NC · 3,440 sqft

$649,500

  • 5Beds
  • 3Baths
  • 3,440SqFt
  • 2007Year
  • 1Days on market

About this home

Welcome to this spacious Highland Creek home on the highly sought-after Cabarrus County side of the community. Offering over 3,400 square feet, this 5-bedroom, 3-bath home features a versatile floor plan with a main-level guest bedroom and full bath, dedicated office, formal dining room, large laundry room, and an expansive bonus room upstairs.

Sleep easy knowing major systems have already been updated, including a new HVAC system (2023) and tankless water heater, providing added comfort and peace of mind for years to come. The bright two-story great room with fireplace creates an inviting gathering space, while the well-appointed kitchen offers a gas range, double ovens, stainless steel appliances, updated backsplash, ample storage, and a sunny breakfast area.

Upstairs, the generous primary suite features a tray ceiling, walk-in closet, and spa-like bath with a soaking tub and dual vanities. Luxury vinyl plank flooring throughout the upper level adds both style and durability.

Enjoy outdoor living in the beautifully landscaped backyard complete with a large deck and paved patio, perfect for entertaining or relaxing. Located near Highland Creek Sports Club amenities, golf, pools, tennis courts, walking trails, Concord Mills, dining, shopping, and major highways, this home offers the perfect combination of space, convenience, and lifestyle.

Property details

Beds
5
Baths
3
SqFt
3,440
Lot
Year built
2007
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,780/ month

Principal & interest
$4,022
Property tax (~1.05%)
$568
Homeowners insurance
$189
HOA dues

Down payment

$32,475 down · $617,025 financed

Income to qualify (28% rule)

~$204,869 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.