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John KurtzNational Real Estate

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Belmont · Belmont, NC

11 Cedar Street

Belmont, NC · 1,320 sqft

$439,000

  • 3Beds
  • 1Baths
  • 1,320SqFt
  • 1928Year
  • 1Days on market

About this home

You will love the character and charm of this classic 1920s cottage located just off of N. Main Street in downtown Belmont! Original details and timeless appeal create a warm, inviting atmosphere, while the updated kitchen offers modern convenience. Enjoy relaxing mornings and evenings on the large covered front porch, perfect for rocking chairs and gathering with friends and neighbors. The spacious backyard provides plenty of room for gardening or future outdoor projects. Conveniently located, you'll have easy access to local shops, restaurants, parks, and community events. This home offers a wonderful opportunity for buyers looking to add their own personal touches. While some updating and renovations are needed, the property's character, location, and potential make it a rare find.

Property details

Beds
3
Baths
1
SqFt
1,320
Lot
Year built
1928
Type
Single Family
Days on market
1
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Vinyl, Wood

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,157/ month

Principal & interest
$2,718
Property tax (~0.85%)
$310
Homeowners insurance
$128
HOA dues

Down payment

$21,950 down · $417,050 financed

Income to qualify (28% rule)

~$135,336 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.