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John KurtzNational Real Estate

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Denver · Denver, NC

2099 Rock Springs Circle

Denver, NC · 1,609 sqft

$349,900

  • 3Beds
  • 2Baths
  • 1,609SqFt
  • 1979Year
  • 1Days on market

About this home

Tucked away on a peaceful cul-de-sac with no HOA, this beautifully maintained 3-bedroom, 2-bath ranch offers an exceptional combination of privacy, charm, and effortless indoor-outdoor living. Surrounded by a fully wooded backdrop, the property creates a serene retreat-like setting while remaining conveniently located to everyday amenities.

Designed for both relaxation and entertaining, the backyard features two elegant paver patios overlooking the private, partially fenced yard. A versatile detached outbuilding provides endless possibilities as a sophisticated home office, art or yoga studio, private retreat, workshop, or additional storage space.

Inside, timeless character and thoughtful updates shine throughout. The inviting family room centers around a cozy wood-burning fireplace, while the stunning sunroom serves as the heart of the home with soaring vaulted ceilings, abundant natural light, and custom privacy blinds installed in 2024. This bright and airy space offers the perfect setting for morning coffee, quiet evenings, or year-round enjoyment of the surrounding natural landscape.

The well-appointed kitchen is complemented by recent appliance upgrades, including a refrigerator (2025), dishwasher (2024), and microwave (2024). The conveniently located laundry area sits just off the kitchen, and the washer, dryer, and refrigerator all convey, offering added value and convenience.

Additional enhancements include new toilets installed in 2026 and professionally designed and maintained front landscaping that creates a warm and impressive first impression. Rich in character, thoughtfully updated, and nestled in a picturesque setting, this distinctive residence delivers the comfort, privacy, and lifestyle today's buyers are seeking.

Property details

Beds
3
Baths
2
SqFt
1,609
Lot
Year built
1979
Type
Single Family
Days on market
1
Garage
2
Heating
Propane
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Lawn Maintenance
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,575/ month

Principal & interest
$2,167
Property tax (~1.05%)
$306
Homeowners insurance
$102
HOA dues

Down payment

$17,495 down · $332,405 financed

Income to qualify (28% rule)

~$110,367 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.