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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

2124 Shoal Road

Lincolnton, NC · 1,518 sqft

$249,900

  • 2Beds
  • 2Baths
  • 1,518SqFt
  • 1997Year
  • 40Days on market

About this home

Beautifully renovated home offering modern comfort and timeless charm on approximately 1.19 acres in a peaceful Lincolnton setting! This thoughtfully updated 2 bedroom, 2 bathroom residence features a bright and inviting layout with fresh finishes throughout. The completely renovated interior includes updated flooring, stylish fixtures, and a refreshed kitchen designed for both everyday living and entertaining. Both bathrooms have been fully updated, creating a clean and contemporary feel. A brand new HVAC system provides year-round comfort and efficiency. Natural light fills the living spaces, highlighting the home's open feel and tasteful upgrades. The home is complemented by a distinctive terra cotta roof, adding character and durability while enhancing the property’s unique appeal. The 1.19-acre property provides ample outdoor space for relaxing, gardening, recreation, or enjoying the surrounding natural setting while still offering convenient access to local shopping, dining, and everyday amenities. A wonderful blend of modern updates, comfortable living, and spacious land ready to enjoy.

Property details

Beds
2
Baths
2
SqFt
1,518
Lot
Year built
1997
Type
Single Family
Days on market
40
Style
Ranch
Heating
Central
Cooling
Wall Unit(s)
Foundation
Crawl Space
Flooring
Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,839/ month

Principal & interest
$1,547
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues

Down payment

$12,495 down · $237,405 financed

Income to qualify (28% rule)

~$78,825 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.