Skip to content
John KurtzNational Real Estate

View all 28 photos →

Lincolnton · Lincolnton, NC

304 Julia Drive

Lincolnton, NC · 1,658 sqft

$359,900

  • 3Beds
  • 2.5Baths
  • 1,658SqFt
  • 1984Year
  • 1Days on market

About this home

Welcome home to this full-brick ranch nestled on a spacious .60-acre cul-de-sac lot in established Lithia Hills. Offering 3 bedrooms, 2.5 baths, and over 1,650 square feet of comfortable living space, this home combines timeless character with everyday functionality.Step inside to discover a thoughtfully designed single-level floor plan featuring a cozy living room with fireplace, generous bedroom sizes, and a convenient layout perfect for both daily living and entertaining. The kitchen and dining area provide a welcoming gathering space, while the primary suite offers privacy and comfort.Outdoor enthusiasts will appreciate the mature trees, wooded setting, and screened rear porch—an ideal spot for morning coffee, evening relaxation, or enjoying the peaceful surroundings. The attached side-load two-car garage adds convenience and curb appeal.Located just minutes from downtown Lincolnton, shopping, dining, schools, and major commuter routes, this property offers the perfect balance of privacy and accessibility. With its desirable brick construction, one-level living, large lot, and cul-de-sac location, this home presents an exceptional opportunity for buyers seeking value, space, and potential.Schedule your private tour today and see all the possibilities this Lincolnton gem has to offer!

Property details

Beds
3
Baths
2.5
SqFt
1,658
Lot
Year built
1984
Type
Single Family
Days on market
1
Garage
2
Style
Ranch
Heating
Forced Air, Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,648/ month

Principal & interest
$2,228
Property tax (~1.05%)
$314
Homeowners insurance
$104
HOA dues

Down payment

$17,995 down · $341,905 financed

Income to qualify (28% rule)

~$113,521 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.