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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

317 Campus Street

Charlotte, NC · 1,860 sqft

$400,000

Reduced from $500,000

  • 4Beds
  • 2Baths
  • 1,860SqFt
  • 1941Year
  • 165Days on market

About this home

This home qualifies for $10,000 lender credit for owner occupant buyers with some restrictions. Contact listing agent for more details. Great home to buy to live in area that has newer homes in front of it and new construction being built next door. Main level has living room with fireplace, two bedrooms and a 3rd bedroom which an also be used as dining room. Upstairs has two rooms, 4th bedroom, one equally sized room that has built-in cabinets but no closet. Closet could easily be added to make an additional bedroom. Detached one car garage. Home could be lived in as it is but needs updating. Also, there is an opportunity for investors to update house and make a profit! Home was built in 1941 but tax records show effective date of 1965. HVAC was replaced 10 or 15 years ago, per sellers. Home relisted with smaller lot and reduced price! Walking distance to Johnson C Smith, Five Points Park, the light rail station, and short distance to uptown Charlotte. Sellers motivated. Says bring an offer!

Property details

Beds
4
Baths
2
SqFt
1,860
Lot
Year built
1941
Type
Single Family
Days on market
165
Garage
1
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,943/ month

Principal & interest
$2,477
Property tax (~1.05%)
$350
Homeowners insurance
$116
HOA dues

Down payment

$20,000 down · $380,000 financed

Income to qualify (28% rule)

~$126,171 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.