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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

430 High Shoals Road

Lincolnton, NC · 2,194 sqft

$425,000

  • 4Beds
  • 3Baths
  • 2,194SqFt
  • 2020Year
  • 13Days on market

About this home

Welcome home to this spacious five-bedroom, three-bathroom retreat designed with comfort and everyday living in mind. Built in 2020 and has over 2,100 square feet, the open floor plan creates a natural flow between the kitchen, dining, and living areas—perfect for everyday living or entertaining!

With two primary suites, this home offers incredible flexibility—ideal for multi-generational living or hosting guests. Each suite features a private ensuite bathroom and spacious closets, making it easy for everyone to have their own place to unwind.

Need room to grow? The unfinished upstairs is a blank canvas—perfect for a bonus room, home theatre, or additional bedrooms as your needs evolve.

Cozy up by the gas fireplace on chilly evenings for movie nights and when summer rolls around, step outside to the large deck and take a dip in the 27-foot pool or enjoy bonfires in the spacious backyard…it’s the ultimate setup for summer fun, birthday parties, and making lasting memories.

Conveniently located near the expressway provides easy access to local shopping, dining, and commuting.

This is more than just a house—it’s a place to grow, gather, and call home. Schedule your showing today before it’s gone!

Sellers will need to be in the house until 6/19

Property details

Beds
4
Baths
3
SqFt
2,194
Lot
Year built
2020
Type
Single Family
Days on market
13
Heating
Central, Electric, Forced Air, Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Attic Stairs Fixed
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,127/ month

Principal & interest
$2,632
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$134,056 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.