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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

4540 Harris Elliot Road

Lincolnton, NC · 1,991 sqft

$315,000

Reduced from $343,490

  • 4Beds
  • 2.5Baths
  • 1,991SqFt
  • 2026Year
  • 126Days on market

About this home

The Belhaven is a spacious & modern two-story home built with open concept living in mind. This home offers four bedrooms, two & a half bathrooms & a two-car garage. The moment you step inside you’ll be greeted by an inviting foyer that leads you to the heart of the home. This impressive space features a living room, dining area, & gourmet kitchen. The well-appointed kitchen is complete with modern appliances, large countertops, & pantry. Escape to the primary suite, complete with ample bedroom space, en-suite bathroom with dual vanities, & large walk-in closet. The additional bedrooms provide comfort & privacy for all household members. The laundry room completes the second floor. A flex space is located on the first floor & it can be customized to fit your needs. Additional features include a front porch & outdoor patio, perfect for entertaining or enjoying the weather. With its thoughtful design, spacious layout, and modern conveniences, the Belhaven is the home for you. Amenities include pool, cabana, dog park, and playground.

Property details

Beds
4
Baths
2.5
SqFt
1,991
Lot
Year built
2026
Type
Single Family
Days on market
126
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Slab
HOA dues
$365 / 6mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,379/ month

Principal & interest
$1,950
Property tax (~1.05%)
$275
Homeowners insurance
$91
HOA dues
$60

Down payment

$15,750 down · $299,250 financed

Income to qualify (28% rule)

~$101,967 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.